Connect Westpac to PayDay
Automate your Westpac pay splits and start saving effortlessly. Set up once, watch your savings grow automatically.
Connect Your Westpac Account in Minutes
Follow these simple steps to link your Westpac accounts to PayDay securely.
Download PayDay
Get the PayDay app from the App Store or Google Play and create your account.
Select Westpac
Choose Westpac from the bank list. PayDay connects via Akahu's secure integration.
Authorise Access
Log in through Westpac's secure Online Banking. Credentials stay with Westpac.
Configure Splits
Choose accounts, set your percentages, and you're done. PayDay handles the rest.
Works With All Westpac Accounts
PayDay integrates seamlessly with your existing Westpac accounts. No need to change how you bank.
- Westpac Choice
Your everyday transaction account where pay typically lands.
- Westpac Notice Saver
Higher interest savings with automatic deposits from PayDay.
- Westpac Online Bonus Saver
Hit your monthly bonus requirements with consistent auto-deposits.
- Westpac hotpoints Mastercard
Auto-allocate funds for credit card payments.
Westpac Transfer Times
Tip: Westpac supports instant transfers to other Westpac accounts, making PayDay splits lightning fast when splitting between your own Westpac accounts.
Why Westpac Customers Love PayDay
PayDay gives you superpowers that Westpac's app doesn't have.
Instant Pay Detection
PayDay detects your salary the moment it lands in your Westpac account and triggers your splits automatically within seconds.
Cross-Bank Splitting
Split your Westpac pay to accounts at ANZ, ASB, BNZ, Kiwibank, or any other bank. Westpac's app can't do this.
Percentage-Based
Set percentages, not fixed amounts. Perfect for variable income. Always save the right proportion, no matter your pay.
Hit Bonus Interest
Automated deposits help you consistently meet Westpac's bonus saver requirements every single month.
Joint Account Friendly
Split to your partner's account at any bank. Perfect for shared expenses and joint savings goals.
Bank-Grade Security
Connected via Akahu, NZ's trusted open banking platform. Your Westpac credentials never touch our servers.
Westpac + PayDay FAQs
Common questions from Westpac customers about using PayDay.
Does PayDay work with the Westpac One app?
Yes! PayDay operates independently and doesn't affect your Westpac One app at all. You continue using Westpac One for everyday banking while PayDay handles automatic pay splitting in the background.
Will I still earn Online Bonus Saver interest?
Absolutely! PayDay's automatic deposits count toward Westpac's Online Bonus Saver requirements. Automated consistent deposits help ensure you qualify for the bonus rate every month without thinking about it.
Can I split my Westpac pay to other banks?
Yes! This is one of PayDay's best features. You can split your Westpac pay to accounts at ANZ, ASB, BNZ, Kiwibank, or any other supported bank. Perfect for couples with accounts at different banks.
Is it safe to connect my Westpac account?
Completely safe. PayDay uses Akahu, New Zealand's leading open banking platform approved by all major banks including Westpac. Your login credentials go directly to Westpac's secure site, never seen or stored by PayDay.
What happens during Westpac maintenance?
If Westpac's systems are temporarily unavailable, PayDay queues your split and processes it as soon as the connection is restored. You'll receive a notification keeping you informed. This rarely affects pay processing.
Can I connect multiple Westpac accounts?
Yes, when you connect Westpac you can choose to link any or all of your Westpac accounts including Choice, Notice Saver, Online Bonus Saver, and more. Split to any combination of these accounts.
Ready to Connect Your Westpac Account?
Join thousands of Westpac customers who've automated their savings with PayDay. Takes less than 2 minutes to set up.
Free 14-day trial · No credit card required
Also Have Accounts at Other Banks?
PayDay supports all major NZ banks. Connect multiple banks and split across any combination.