Money Tips for Kiwis
Practical budgeting guides, savings strategies, and financial advice tailored for life in New Zealand.
Featured Articles
The 50/30/20 Budget Rule Explained — How to Use It in NZ
Learn the classic 50/30/20 budgeting framework and how to adapt it for New Zealand's cost of living. Plus, set it up automatically with PayDay.
Pay Yourself First — The #1 Savings Strategy That Actually Works
Discover why paying yourself first is the most effective savings strategy and how to automate it so you never forget.
How to Automate Your Savings — Set It and Forget It
Why automation beats willpower every time, and a step-by-step guide to setting up automatic savings with PayDay.
All Articles
The 50/30/20 Budget Rule Explained — How to Use It in NZ
Learn the classic 50/30/20 budgeting framework and how to adapt it for New Zealand's cost of living. Plus, set it up automatically with PayDay.
Pay Yourself First — The #1 Savings Strategy That Actually Works
Discover why paying yourself first is the most effective savings strategy and how to automate it so you never forget.
How to Budget with Variable Income in New Zealand
Practical strategies for casual workers, shift workers, and freelancers to manage irregular pay and build financial stability.
How to Automate Your Savings — Set It and Forget It
Why automation beats willpower every time, and a step-by-step guide to setting up automatic savings with PayDay.
How Much Emergency Fund Do You Need in NZ? (2026 Guide)
Calculate exactly how much you need in your emergency fund based on New Zealand living costs, and learn how to build it automatically.
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