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Get Early Access

6 months of Pro free for waitlist members

30-day free trial on both plans

Two plans. One difference.

Plus splits one income source. Pro splits up to three. Everything else is the same.

Plus

1 income source

$9.99 a month

Or $99 billed annually

Join the waitlist
  • 1 income source
  • Bank linking via Akahu
  • Automatic pay detection
  • Split rules by percentage, fixed amount or top-up
  • Transfers between your own accounts
  • Transfer history
  • A dashboard across your NZ accounts
  • The Payy AI assistant
  • Email and in-app alerts

Pro

Up to 3 income sources

$14.99 a month

Or $149 billed annually

Join the waitlist
  • Up to 3 income sources
  • Bank linking via Akahu
  • Automatic pay detection
  • Split rules by percentage, fixed amount or top-up
  • Transfers between your own accounts
  • Transfer history
  • A dashboard across your NZ accounts
  • The Payy AI assistant
  • Email and in-app alerts

Prices in NZ dollars. Add a card to start your 30-day free trial. It is charged when the trial ends unless you cancel before then.

How the free trial works

Add a card to start

Nothing is charged for 30 days. Set up your splits and watch them run on your real pay.

We remind you before it ends

You get an email before the trial finishes, so the first charge is never a surprise.

Keep going, or cancel

Do nothing and your plan starts when the trial ends. Cancel before then and you pay nothing.

On the waitlist? Get 6 months of Pro free.

No card needed. Create your account within 90 days of your invite to claim it. When the 6 months end, nothing is charged: you choose whether to keep going. The 6 months counts as your free trial, so if you choose a plan after it ends, your card is charged when you subscribe.

Join the waitlist

Pricing questions

How much does PayDay cost?

Plus is $9.99 a month or $99 a year, and splits one income source. Pro is $14.99 a month or $149 a year, and splits up to three. Everything else is the same on both plans, and both start with a 30-day free trial.

What counts as an income source?

A regular pay that PayDay watches for and splits, like your salary, a second job or regular contract payments. Each income source can have as many split rules as you need.

How does the free trial work?

Add a card to start your 30-day free trial. You are not charged during the trial, and we email you before it ends. If you do not cancel, your plan starts when the trial ends and your card is charged then. Each account gets one free trial, and a free period, such as 6 months of Pro free for the waitlist, counts as your free trial. If you choose a plan after a free period ends, your card is charged when you subscribe.

Can I cancel?

Yes, any time. Your plan keeps working until the end of the month or year you have paid for, then PayDay stops moving money. Your rules and history stay put if you come back. Cancel during the trial and you pay nothing.

Do you offer refunds?

If your trial turns into a paid plan and you did not mean it to, tell us within 7 days of that first charge and we will refund it in full. We do not refund part of a month or year when you cancel. None of this affects your rights under the Consumer Guarantees Act.

Can I switch between Plus and Pro?

Yes. Upgrades, from Plus to Pro or from monthly to annual billing, take effect straight away. From Plus to Pro, you pay the difference for the rest of your billing period. From monthly to annual, you pay the annual price less the unused part of your month, and your year starts that day. Downgrades, from Pro to Plus or from annual to monthly billing, take effect at the end of the period you have paid for, with no refund or credit for the rest of it. A change that includes a move to monthly billing, such as Plus annual to Pro monthly, waits for the end of your annual period. Before you confirm any change, including Pro monthly to Plus annual, your subscription settings show what you will pay and when it takes effect. If you upgrade during your free trial, your trial end date stays the same. If you move to Plus with more than one income source, you choose which one keeps splitting. The others are paused, not deleted.

What if a payment fails?

Your plan keeps working for 7 days while the payment is retried, and we let you know. If it still has not gone through after that, PayDay pauses your splits until it does. Nothing is deleted.

I'm on the waitlist. What do I get?

6 months of Pro free, with no card needed. Create your account with the email you joined the waitlist with, within 90 days of your invite. Your 6 months start when you create your account, or on the day paid plans start if that is later. When they end, nothing is charged unless you choose a plan, and we remind you 30 days and 7 days before. The 6 months counts as your free trial, so if you choose a plan after it ends, your card is charged when you subscribe.

I already use PayDay. Do I have to pay straight away?

No. Everyone already using PayDay when paid plans start gets 6 months of Pro free, counted from that day, with no card needed. We will email you before it ends. The 6 months counts as your free trial, so if you choose a plan after it ends, your card is charged when you subscribe.

How do I pay?

From launch, you pay on the web at app.payday.nz, by card, Apple Pay or Google Pay, through Stripe. On iPhone or Android, subscribe on the web and sign in to the app with the same account. Prices are in NZ dollars.

See it work on your next pay

Join the waitlist to hear first when paid plans open. Early members get 6 months of Pro free.

Join the waitlist