One price. No surprises.
Start free and upgrade when you need more. No hidden fees, no complicated tiers. Just straightforward pricing that makes sense.
Free
Perfect for getting started with automatic pay splitting.
- Up to 3 split rules
- 1 connected bank account
- Automatic pay detection
- Basic notifications
- Mobile app access
- Email support
- Unlimited splits
- Multiple bank accounts
- Priority support
- Advanced analytics
- Custom split schedules
Pro
Unlock the full power of PayDay for complete financial automation.
- Unlimited split rules
- Unlimited bank accounts
- Automatic pay detection
- Smart notifications
- Mobile app access
- Priority support
- Advanced analytics
- Custom split schedules
- Goal tracking
- Export transaction history
- Early access to new features
Compare Plans
See exactly what you get with each plan.
| Feature | Free | Pro |
|---|---|---|
| Split Rules | Up to 3 | Unlimited |
| Connected Banks | 1 account | Unlimited |
| Pay Detection | Yes | Yes |
| Mobile App | Yes | Yes |
| Notifications | Basic | Smart & Customisable |
| Analytics Dashboard | Basic | Advanced |
| Custom Schedules | No | Yes |
| Goal Tracking | No | Yes |
| Transaction Export | No | CSV & PDF |
| Support | Priority Email & Chat |
Pay annually and save $9.98
Get Pro for just $49.90/year — that's only $4.16/month. Perfect for Kiwis committed to smarter money management.
Get Annual ProBilling Questions
Everything you need to know about pricing and billing.
Is there really a free plan?
Yes! Our Free plan is genuinely free forever. No credit card required, no hidden fees, no trial that expires. You can use PayDay with up to 3 splits at no cost, for as long as you like.
How does the 14-day Pro trial work?
When you sign up for Pro, you get full access to all Pro features for 14 days completely free. We'll remind you before the trial ends, and you can cancel anytime. No questions asked.
Can I switch between plans?
Absolutely! You can upgrade to Pro anytime to unlock more features, or downgrade to Free if you find 3 splits are enough. Your existing rules will be preserved (though you may need to deactivate some if downgrading).
What payment methods do you accept?
We accept all major credit and debit cards (Visa, Mastercard, Amex). All payments are processed securely through Stripe with bank-grade encryption.
Is my payment information secure?
100%. We never store your card details. All payment processing is handled by Stripe, a PCI-DSS Level 1 certified payment provider used by millions of businesses worldwide.
Can I cancel anytime?
Yes, you can cancel your Pro subscription at any time from your account settings. You'll continue to have Pro access until the end of your billing period, then revert to the Free plan.
Do you offer annual billing?
Yes! Pay annually for Pro and get 2 months free. That's just $49.90/year instead of $59.88. A great option if you're committed to automating your finances.
What happens to my data if I cancel?
Your data remains safe and accessible even on the Free plan. We never delete your transaction history or settings. If you ever want to export or delete your data, you can do so from your account settings.
Ready to take control of your pay?
Start with our Free plan today — no credit card required. Upgrade to Pro when you're ready for more.
Get Started Free