Automatic pay detection
Know when your pay lands
PayDay detects your salary soon after it lands and runs your splits automatically, so your money is sorted without you lifting a finger.
Sound familiar?
The transfer never happens
You mean to move money to savings every payday. It gets pushed to the weekend, then next week, then never.
Your pay lands at odd times
Weekly, fortnightly, monthly, or whenever the shift roster falls. A fixed calendar reminder never matches real life.
You forget you got paid
The money sits in your everyday account and quietly leaks away before you think to divide it up.
Manual splitting is a chore
Logging in, typing amounts, moving money between accounts. It is admin nobody wants to do twice a month.
Set it up once, then forget about it
Detection runs quietly in the background. You never have to remember a transfer again.
Connect your bank
Link your main account through Akahu in under a minute. You log in at your own bank, and PayDay gets permission to see your transactions so it can spot your pay.
PayDay watches for your pay
PayDay checks your account on a regular schedule and matches incoming deposits to the income sources you add by payer name, however irregular your schedule.
Your splits run automatically
Once your pay is detected, your split rules run and the money moves. You get an email when it is done.
Built to catch every payday
Detection is only useful if it is accurate. Here is how PayDay recognises your pay and adapts when it changes.
Matched by payer name
Add each employer or client once as an income source. PayDay matches deposits by the payer name, so it recognises your pay even when the figure moves week to week.
Handles variable income
Percentage-based splits adjust to whatever actually lands, so a bigger week saves more and a quiet week never overdraws you.
Multiple pay sources
Two jobs, a side hustle, or commission on top of a salary. Set a separate rule for each source and PayDay keeps them straight.
A record of every run
Every detection and split is logged with a timestamp, so you can always see exactly what moved and when.
Common questions
What if I get paid at irregular times?
PayDay checks your account on a regular schedule, whenever your pay arrives. Whether you are paid weekly, fortnightly, monthly, or irregularly (irregular is one of the pay frequencies you can choose), it picks up your pay soon after it lands.
How does PayDay know which deposit is my salary?
During setup you add each income source once, such as your employer or a regular client. PayDay matches incoming deposits by the payer name to tell your pay apart from other deposits.
What if my pay amount changes?
PayDay handles variable income well. That is why we recommend percentage-based splits rather than fixed amounts. If you get a bonus, overtime, or your pay varies, your splits adjust proportionally.
Can I have multiple income sources?
Yes. You can configure multiple pay sources with different split rules for each. That suits people with multiple jobs, side hustles, or regular income from different sources.
Let your next payday sort itself out
Join the waitlist and be first in line when we launch. Early members get 6 months of Pro free.
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