Free tools for Kiwis

Money tools built for NZ

Six free calculators for New Zealanders. No sign-up, no ads, no nonsense, just the numbers you need. Built for NZ pay, NZ banks and NZ tax.

Paycheck Splitter

Enter your take-home pay and allocation rules. See exactly where every dollar lands every payday.

Enter a few real pays. See what a percentage split delivers against a fixed bank transfer on your worst week and your best.

Work out what percentage of every invoice to move aside for tax and GST, and what is genuinely yours to spend.

How much you actually need, based on how you earn rather than a generic three to six months.

Work forwards from a deadline or backwards from what you can save. See the date you get there.

The classic budget framework with NZ context. Break your pay into needs, wants, and savings in seconds.

We're building more calculators, emergency fund calculator, KiwiSaver impact, sinking fund planner. Join the waitlist to hear first when they launch.