Connect BNZ to PayDay
Love YouMoney? Wait until you try PayDay. Automatic pay splitting that works across all your banks, not just BNZ.
Connect Your BNZ Account in Minutes
Follow these simple steps to link your BNZ accounts to PayDay securely.
Download PayDay
Get the PayDay app from the App Store or Google Play and create your account.
Select BNZ
Choose BNZ from the bank list. PayDay uses Akahu's secure banking connection.
Authorise Access
Log in through BNZ's secure Internet Banking portal. Credentials stay with BNZ.
Set Up Splits
Choose which accounts to split to, set percentages, and let PayDay do the rest.
Works With All BNZ Accounts
PayDay integrates with all your BNZ accounts, including YouMoney virtual accounts. Use them together for ultimate money management.
- BNZ Everyday Account
Your main account where salary typically lands.
- YouMoney Accounts
Split directly into your YouMoney virtual accounts.
- Rapid Save
Automatically hit your Rapid Save deposit requirements.
- BNZ Advantage Visa
Auto-allocate funds for credit card payments.
BNZ Transfer Times
PayDay vs BNZ YouMoney
YouMoney is great for organising money within BNZ. PayDay does that AND lets you split across all your banks automatically.
Pro tip: Use both! PayDay auto-splits your pay when it lands, then YouMoney helps you visually organise spending within your BNZ accounts. The perfect combo.
BNZ + PayDay FAQs
Common questions from BNZ customers about using PayDay.
Can PayDay split into my YouMoney accounts?
Yes! PayDay can see and split into your YouMoney virtual accounts. This means you can automatically fund your bills, savings, and spending buckets the moment your pay lands, without lifting a finger.
Does PayDay work with BNZ Mobile?
Absolutely. PayDay operates independently and doesn't affect your BNZ Mobile app. You continue using BNZ Mobile for everyday banking while PayDay handles automatic pay splitting in the background.
Will I still earn Rapid Save bonus interest?
Yes! PayDay's automatic deposits count toward BNZ's Rapid Save bonus interest requirements. Automated deposits actually help ensure you never miss a month and always qualify for the bonus rate.
Can I split to accounts outside BNZ?
Yes! This is where PayDay really shines compared to YouMoney. You can split your BNZ pay to accounts at ANZ, ASB, Westpac, Kiwibank, or any supported bank. Perfect for joint accounts with a partner at another bank.
Is it safe to connect my BNZ account?
Completely safe. PayDay uses Akahu, New Zealand's trusted open banking platform approved by all major banks including BNZ. Your login credentials go directly to BNZ's secure site and are never seen or stored by PayDay.
What if I already use YouMoney for budgeting?
Keep using it! PayDay and YouMoney complement each other perfectly. Use PayDay to automatically split your pay the moment it lands, then use YouMoney's visual tools to manage spending within your BNZ accounts.
Ready to Connect Your BNZ Account?
Join thousands of BNZ customers who've supercharged their savings with PayDay. Takes less than 2 minutes to set up.
Free 14-day trial · No credit card required
Also Have Accounts at Other Banks?
PayDay supports all major NZ banks. Connect multiple banks and split across any combination.