Put your pay
on autopilot
Automatically split your paycheck across multiple accounts the moment it lands. Save effortlessly, pay bills on time, and take control of your money — without lifting a finger.
Good morning, Jason
Your next payday is in 3 days
Active Split Rules
Recent Splits
Last 7 days
Money management,
simplified
Connect your bank accounts, set your rules, and let PayDay handle the rest. Automatic splits that adapt to your income.
Instant detection
Know the moment your pay hits — splits happen automatically.
Smart splitting
Percentage-based rules that adapt to variable income.
Same percentages, different income = proportional splits
Cross-bank power
One dashboard for all your NZ banks. No switching apps.
Bank-grade security
Read-only access. We never store your credentials.
Everything you need to master your money
PayDay automates the boring stuff so you can focus on living your life. Set it once, and watch your finances fall into place.
Automatic Pay Detection
PayDay instantly recognises when your salary hits your account and triggers your splits automatically. No manual work required.
Flexible Split Rules
Split by percentage or fixed amounts. Create rules for bills, savings, investments, and spending money. Your rules, your way.
Bank-Level Security
Your data is protected with 256-bit encryption. We use read-only access and never store your banking credentials.
Smart Notifications
Get instant alerts when your pay arrives and splits complete. Stay informed without lifting a finger.
Multi-Bank Support
Works with all major NZ banks including ANZ, ASB, BNZ, Westpac, and Kiwibank. Connect all your accounts in one place.
Spending Insights
Track where your money goes with beautiful charts and reports. Understand your spending patterns and save more.
Set up in 3 simple steps
Getting started takes less than 5 minutes. Once set up, PayDay runs automatically every payday.
Connect Your Bank
Securely link your bank accounts using our encrypted connection. We support all major NZ banks.
Set Your Split Rules
Define how much goes where. Set percentages or fixed amounts for savings, bills, and spending.
Sit Back & Relax
That is it! PayDay automatically detects your pay and splits it instantly. You will get notified when it is done.
Loved by Kiwis nationwide
Join thousands of New Zealanders who have transformed their relationship with money.
"I kept telling myself I'd save 20% of every pay, but with my hours changing week to week, I never knew what that actually was. I'd forget to transfer, or just... not do it. Now it happens automatically before I even wake up. I've saved $4,200 in 5 months without thinking about it."
Sarah M.
Retail Manager · Auckland
"I'd always plan to transfer money to savings on payday, but by the time I remembered, I'd already spent half of it. Now it's moved before I even see it in my account. Out of sight, out of mind, but in a good way."
James T.
Barista · Wellington
"I'm a nurse so my pay changes every fortnight depending on shifts. I tried setting up automatic transfers but $500 doesn't make sense when I earn $900 one week and $1,400 the next. Percentage-based splits finally work for my life. 25% goes to savings no matter what I earn."
Lisa R.
Registered Nurse · Christchurch
Simple, transparent pricing
Start free, upgrade when you are ready. No hidden fees, no surprises.
Free
Perfect for getting started
- Connect 1 bank account
- Up to 3 split rules
- Basic spending insights
- Email notifications
Pro
For serious savers
- Unlimited bank accounts
- Unlimited split rules
- Advanced analytics & reports
- Priority support
- Savings goals & tracking
- Push notifications
All plans include bank-level security and 24/7 automated monitoring. View full pricing details
Got questions?
Here are answers to some of the most common questions we get.
Is PayDay secure?
Which banks do you support?
How does automatic pay detection work?
Can I change my split rules anytime?
What happens if my pay amount varies?
Can I cancel anytime?
Still have questions?
View all FAQs