Multi-bank support
One app across your accounts
Connect accounts from ANZ, ASB, BNZ, Kiwibank, NZHL and Westpac, then split your pay across any combination of them.
Sound familiar?
Your money is spread across banks
Everyday in one, savings in another, bills somewhere else. Keeping them straight is a job nobody has time for.
Five banking apps, five logins
Just to move money from one account to another you are hopping between apps and remembering five sets of details.
Cross-bank transfers are clunky
Getting pay from your ANZ account into your ASB savings usually means manual transfers you have to remember to do.
You settle for worse rates
Chasing a better savings rate at another bank feels like too much hassle, so the money stays where it earns less.
Your accounts, connected in minutes
Link your accounts once through Akahu's secure connection, then manage them all in one place.
Choose your accounts
Choose from ANZ, ASB, BNZ, Kiwibank, NZHL and Westpac, and add as many accounts as you need.
Log in securely
You log in through your own internet banking via Akahu. PayDay never sees your password. It can see your transactions and make only the transfers in your split rules.
Split across any of them
Your accounts appear together. Send pay from one bank straight into savings or bills at another, automatically.
Banks and providers PayDay can make payments with
TSB, Heartland, SBS, The Co-operative Bank, Rabobank and credit unions are not available in PayDay yet.
Why Kiwis spread their banking
Using more than one bank is smart. PayDay makes it effortless instead of a chore.
Chase better rates
Keep your savings wherever they earn the most, without changing the account your pay lands in.
Spread your risk
Money across more than one bank means an outage at one never leaves you completely stuck.
Couples and families
Partners often bank differently. Split into a joint account at ANZ, ASB, BNZ, Kiwibank, NZHL or Westpac.
Mortgage offset
Paid into one bank but offsetting a mortgage at another? Send money straight to the offset account.
Common questions
Which New Zealand banks and providers does PayDay support?
PayDay makes payments only from and to accounts at ANZ, ASB, BNZ, Kiwibank, NZHL and Westpac, all part of New Zealand's regulated open banking system. Your pay needs to land at one of them, and your splits go to your own accounts at them. TSB, Heartland, SBS, The Co-operative Bank, Rabobank and credit unions are not available in PayDay yet.
Can I split pay from one bank into accounts at another?
Yes. That is the point of PayDay. Your pay can land in one place and be split into your own savings or bills accounts somewhere else, as long as both are at ANZ, ASB, BNZ, Kiwibank, NZHL or Westpac.
How does PayDay connect to my banks?
Through Akahu, New Zealand's open finance platform. You log in through your own internet banking, and PayDay receives permission to see your transactions and make the transfers in your split rules, never your password.
Is there a limit on how many accounts I can connect?
Connect the accounts you need. The amounts are limited, though. Each bank or provider sets a single-payment limit and a periodic limit when you approve payments, and a split that would go over either one is skipped and you get an email explaining why.
All your banks, one clear view
Join the waitlist and be first in line when we launch. Early members get 6 months of Pro free.
Join the waitlist