Kiwibank
100% Kiwi-Owned Bank

Connect Kiwibank to PayDay

Kiwi-owned bank meets Kiwi-made app. Automatically split your Kiwibank pay and support local at the same time.

Connect Kiwibank Now Free 14-day trial

Kiwi-Owned Bank

Kiwibank is 100% owned by New Zealand, keeping profits in Aotearoa.

Kiwi-Made App

PayDay is built right here in New Zealand, designed for Kiwi lifestyles.

Perfect Together

Support local and automate your savings with two Kiwi champions.

Connect Your Kiwibank Account in Minutes

Follow these simple steps to link your Kiwibank accounts to PayDay securely.

1

Download PayDay

Get the PayDay app from the App Store or Google Play and create your account.

2

Select Kiwibank

Choose Kiwibank from the bank list. PayDay connects via Akahu's secure integration.

3

Authorise Access

Log in through Kiwibank's secure Internet Banking. Credentials stay with Kiwibank.

4

Set Up Splits

Choose which accounts to split to, set percentages, and let PayDay do the rest.

Works With All Kiwibank Accounts

PayDay integrates with all your Kiwibank accounts. Use it alongside Kiwibank's existing features.

  • Free Up

    Your everyday transaction account where salary typically lands.

  • Notice Saver

    Higher interest savings with automatic deposits from PayDay.

  • Online Call Account

    Easy-access savings with consistent automated deposits.

  • Kiwibank Visa

    Auto-allocate funds for credit card payments.

Kiwibank Transfer Times

Kiwibank to Kiwibank
Same bank transfers
Instant
24/7
Kiwibank to Other Banks
Cross-bank transfers
Same Day
Business hours
Pay Detection
Salary/wages
< 5 seconds
Real-time

Tip: Kiwibank offers competitive savings rates. Use PayDay to auto-split your pay and take advantage of those rates without thinking about it.

Why Kiwibank Customers Love PayDay

Supercharge your Kiwibank experience with automatic pay splitting.

Support Local

Keep banking with your Kiwi-owned bank while using a Kiwi-made app. Double the local support.

Cross-Bank Splitting

Split your Kiwibank pay to accounts at ANZ, ASB, BNZ, or Westpac. Perfect for couples at different banks.

Instant Detection

PayDay detects your salary the moment it lands and triggers your splits within seconds.

Percentage-Based

Set percentages, not fixed amounts. Perfect for variable income. Always save the right proportion.

Maximise Savings

Take advantage of Kiwibank's competitive savings rates with automated consistent deposits.

Bank-Grade Security

Connected via Akahu, NZ's trusted open banking platform. Your Kiwibank credentials never touch our servers.

Kiwibank + PayDay FAQs

Common questions from Kiwibank customers about using PayDay.

Does PayDay work with the Kiwibank app?

Yes! PayDay operates independently and doesn't affect your Kiwibank mobile app. You continue using Kiwibank's app for everyday banking while PayDay handles automatic pay splitting in the background.

Is PayDay also a Kiwi company?

Yes! PayDay is proudly built in New Zealand, just like Kiwibank. When you use PayDay with Kiwibank, you're supporting two Kiwi businesses and keeping more money in our local economy.

Can I split my Kiwibank pay to other banks?

Absolutely! This is one of PayDay's best features. You can split your Kiwibank pay to accounts at ANZ, ASB, BNZ, Westpac, or any other supported bank. Perfect for couples or if you have accounts at multiple banks.

Is it safe to connect my Kiwibank account?

Completely safe. PayDay uses Akahu, New Zealand's leading open banking platform approved by all major banks including Kiwibank. Your login credentials go directly to Kiwibank's secure site, never seen or stored by PayDay.

Will this affect my Kiwibank relationship?

Not at all. PayDay works alongside your existing Kiwibank relationship. Your accounts, rates, and benefits all stay the same. We just add the convenience of automatic pay splitting on top.

Can I connect all my Kiwibank accounts?

Yes, when you connect Kiwibank you can choose to link any or all of your accounts including Free Up, Notice Saver, Online Call Account, and more. Split to any combination of these accounts.

Kiwibank

Ready to Connect Your Kiwibank Account?

Join thousands of Kiwibank customers who've automated their savings with PayDay. Kiwi bank meets Kiwi app.

Free 14-day trial · No credit card required

Also Have Accounts at Other Banks?

PayDay supports all major NZ banks. Connect multiple banks and split across any combination.