Connect Kiwibank to PayDay
Kiwi-owned bank meets Kiwi-made app. Automatically split your Kiwibank pay and support local at the same time.
Kiwi-owned bank
Kiwibank is 100% owned by New Zealand, keeping profits in Aotearoa.
Kiwi-made app
PayDay is built right here in New Zealand, designed for Kiwi lifestyles.
Perfect together
Support local and automate your savings with two Kiwi champions.
Connect your Kiwibank account in minutes
Follow these simple steps to link your Kiwibank accounts to PayDay securely.
Join PayDay
Join the waitlist at payday.nz and we'll email you an invite to create your account.
Select Kiwibank
Choose Kiwibank from the bank list. PayDay connects via Akahu's secure integration.
Authorise access
Log in through Kiwibank's secure Internet Banking. Credentials stay with Kiwibank.
Set up splits
Choose which accounts to split to, set percentages, and let PayDay do the rest.
Works with all Kiwibank accounts
PayDay integrates with all your Kiwibank accounts. Use it alongside Kiwibank's existing features.
- Free Up
Your everyday transaction account where salary typically lands.
- Notice Saver
Higher interest savings with automatic deposits from PayDay.
- Online Call Account
Easy-access savings with consistent automated deposits.
- Kiwibank Visa
See what you owe next to your other balances. PayDay does not make card payments.
Kiwibank transfer times
Tip: Kiwibank offers competitive savings rates. Use PayDay to auto-split your pay and take advantage of those rates without thinking about it.
Why Kiwibank customers love PayDay
Supercharge your Kiwibank experience with automatic pay splitting.
Support local
Keep banking with your Kiwi-owned bank while using a Kiwi-made app. Double the local support.
Cross-bank splitting
Split your Kiwibank pay to your own accounts at ANZ, ASB, BNZ or Westpac. Handy for a joint account at a different bank.
Automatic detection
PayDay detects your salary soon after it lands and triggers your splits automatically.
Percentage-based
Set percentages, not fixed amounts. Perfect for variable income. Always save the right proportion.
Maximise savings
Take advantage of Kiwibank's competitive savings rates with automated consistent deposits.
Bank-grade security
Connected through Akahu, New Zealand's open finance platform. Your Kiwibank credentials never touch our servers.
Kiwibank + PayDay FAQs
Common questions from Kiwibank customers about using PayDay.
Does PayDay work with the Kiwibank app?
Yes! PayDay operates independently and doesn't affect your Kiwibank mobile app. You continue using Kiwibank's app for everyday banking while PayDay handles automatic pay splitting in the background.
Is PayDay also a Kiwi company?
Yes! PayDay is proudly built in New Zealand, just like Kiwibank. When you use PayDay with Kiwibank, you're supporting two Kiwi businesses and keeping more money in our local economy.
Can I split my Kiwibank pay to other banks?
Absolutely! This is one of PayDay's best features. You can split your Kiwibank pay to your own accounts at ANZ, ASB, BNZ or Westpac. Perfect if you have accounts at more than one bank.
Is it safe to connect my Kiwibank account?
Completely safe. PayDay uses Akahu, New Zealand's open finance platform. Your login credentials go directly to Kiwibank's secure site, never seen or stored by PayDay.
Will this affect my Kiwibank relationship?
Not at all. PayDay works alongside your existing Kiwibank relationship. Your accounts, rates, and benefits all stay the same. We just add the convenience of automatic pay splitting on top.
Can I connect all my Kiwibank accounts?
Yes, when you connect Kiwibank you can choose to link any or all of your accounts including Free Up, Notice Saver, Online Call Account, and more. Split to any combination of these accounts.
Ready to connect your Kiwibank account?
Join thousands of Kiwibank customers who've automated their savings with PayDay. Kiwi bank meets Kiwi app.
Be first to know when we launch
Also have accounts at other banks?
PayDay works with your own accounts at ANZ, ASB, BNZ, Kiwibank and Westpac. TSB, Heartland, SBS, The Co-operative Bank, Rabobank and credit unions are not available in PayDay yet.