Connect ANZ to PayDay
Automatically split your ANZ pay across savings, bills, and everyday accounts. Set up once, save forever.
Connect Your ANZ Account in Minutes
Follow these simple steps to link your ANZ accounts to PayDay securely.
Download PayDay
Get the PayDay app from the App Store or Google Play and create your free account.
Select ANZ
Tap "Connect Bank" and choose ANZ from the list of supported NZ banks.
Log In Securely
Sign in through ANZ's secure portal via Akahu. We never see your password.
Set Your Splits
Choose your accounts and set percentages. PayDay splits your pay automatically from then on.
Full ANZ Compatibility
PayDay works with all ANZ account types. Whether you have a Go Account, Serious Saver, or Term Deposit, we've got you covered.
- ANZ Go Account
Perfect as your everyday spending account where pay lands.
- Serious Saver
Auto-split to your Serious Saver to maximise your bonus interest.
- Progress Saver
Consistent automated deposits help you hit bonus interest targets.
- ANZ Credit Cards
Automatically allocate funds to pay off your credit card balance.
ANZ Transfer Times
Tip: ANZ supports instant transfers to other ANZ accounts, making PayDay splits lightning fast when splitting between your own ANZ accounts.
ANZ + PayDay FAQs
Common questions from ANZ customers about using PayDay.
Does PayDay work with ANZ goMoney?
Yes! PayDay works alongside ANZ goMoney. You continue using goMoney for your everyday banking while PayDay handles automatic pay splitting in the background. They complement each other perfectly.
Will I still earn bonus interest on my Serious Saver?
Absolutely. PayDay transfers count as regular deposits, so you'll continue to qualify for ANZ's bonus interest rates on accounts like Serious Saver and Progress Saver. In fact, automated consistent deposits can help ensure you never miss a month.
Can I split my ANZ pay to accounts at other banks?
Yes! That's one of PayDay's best features. You can split your ANZ pay to accounts at ASB, BNZ, Westpac, Kiwibank, or any other supported bank. This is perfect if you have better savings rates elsewhere or share expenses with a partner at a different bank.
Is connecting my ANZ account safe?
Yes, completely safe. PayDay uses Akahu, New Zealand's leading open banking platform approved by all major banks. Your ANZ login credentials are entered directly on ANZ's secure site and are never seen or stored by PayDay. We only get read access to see your balance and payment-initiation access to make transfers you've authorised.
What happens if ANZ has scheduled maintenance?
If ANZ's systems are temporarily unavailable, PayDay queues your split and processes it as soon as the connection is restored. You'll receive a notification keeping you informed. Scheduled maintenance rarely affects pay processing as it typically occurs outside business hours.
Can I use ANZ's automatic payments alongside PayDay?
Yes! PayDay works independently of your existing ANZ automatic payments and scheduled transfers. Many users use PayDay to split their pay first, then let their existing automatic payments handle specific bills from the allocated funds.
Ready to Connect Your ANZ Account?
Join thousands of ANZ customers who've automated their savings with PayDay. It takes less than 2 minutes to set up.
Free 14-day trial · No credit card required
Also Have Accounts at Other Banks?
PayDay supports all major NZ banks. Connect multiple banks and split across any combination.