Connect Rabobank to PayDay
Auto-fund your Rabobank PremiumSaver and Notice Saver every payday. Combine Rabobank's market-leading savings rates with PayDay's automation.
Connect Your Rabobank Account in Minutes
Follow these simple steps to link your Rabobank accounts to PayDay securely.
Download PayDay
Get the PayDay app from the App Store or Google Play and create your free account.
Select Rabobank
Tap "Connect Bank" and choose Rabobank NZ from the list of supported NZ banks.
Log In Securely
Sign in through Rabobank's secure portal via Akahu. We never see your password.
Set Your Splits
Choose your accounts and set percentages. PayDay splits your pay automatically from then on.
Full Rabobank Compatibility
PayDay works with every Rabobank NZ online savings product. If you're using Rabobank for their market-leading rates, PayDay makes sure you feed those accounts every payday — no manual transfers required.
- Rabobank PremiumSaver
Auto-split straight into PremiumSaver to lock in competitive interest with every pay.
- Rabobank Notice Saver (32 & 60 day)
Deposits are instant — PayDay tops up your Notice Saver for the higher advertised rate.
- Rabobank Online Savings
Keep your emergency fund topped up on autopilot.
- Rabobank Term Deposits
Build the principal for your next term deposit, one pay cycle at a time.
Rabobank Transfer Times
Tip: Rabobank is an online-only bank in NZ, so all transfers happen digitally. PayDay plugs straight in with no branch visit required.
Rabobank + PayDay FAQs
Common questions from Rabobank customers about using PayDay.
Does PayDay work with Rabobank's online banking?
Yes! PayDay integrates with Rabobank NZ's online banking through Akahu's secure open banking connection. You keep using Rabobank's web portal and app for your everyday banking, while PayDay quietly handles the automatic pay splitting in the background.
Will I still earn PremiumSaver interest with PayDay?
Absolutely. PayDay transfers are treated as normal deposits by Rabobank, so your PremiumSaver balance continues to earn Rabobank's competitive interest rate. Setting up an automated PayDay split into PremiumSaver is one of the most popular setups for Kiwis chasing the best savings rates in NZ.
Is the Rabobank Notice Saver compatible with PayDay?
Yes. You can auto-deposit into Rabobank's Notice Saver with PayDay every payday. Just remember the Notice Saver requires 32 or 60 days notice to withdraw, so make sure the portion you allocate is money you want locked away earning the higher rate. Deposits in don't require notice, only withdrawals.
Is connecting my Rabobank account safe?
Yes, completely safe. PayDay uses Akahu, New Zealand's leading open banking platform. Your Rabobank NZ login credentials are entered directly on Rabobank's secure site and are never seen or stored by PayDay. We get read access to see your balances and payment-initiation access to perform the transfers you've authorised.
What happens if Rabobank has scheduled maintenance?
If Rabobank's systems are temporarily unavailable, PayDay queues your split and processes it as soon as the connection is restored. You'll receive a notification keeping you updated. Rabobank maintenance windows are usually short and scheduled outside peak pay times.
Can I combine PayDay with Rabobank recurring transfers?
Yes! PayDay works independently of any recurring transfers you've already set up inside Rabobank. Many customers use PayDay to split their pay on arrival, then let their existing Rabobank recurring transfers handle any further internal moves between accounts.
Ready to Auto-Fund Your Rabobank Savings?
Join Kiwis who've paired Rabobank's top savings rates with PayDay's automation. Takes less than 2 minutes to set up.
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Also Have Accounts at Other Banks?
PayDay supports all major NZ banks. Connect multiple banks and split across any combination.