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For Couples

Your money. Our money.
Sorted automatically.

No more awkward "did you pay your share?" conversations. PayDay automatically splits each paycheck into joint accounts, personal spending, and shared savings goals.

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Money shouldn't cause arguments

Combining finances is tricky. Different incomes, spending habits, and goals - it's a recipe for tension.

"Who's paying for that?"

Tracking who paid what and who owes who is exhausting. And it leads to petty arguments no one wants.

Different incomes, same bills

One partner earns more. How do you split fairly? 50/50 feels unfair, proportional feels complicated.

Personal spending guilt

You want independence to spend on yourself, but every purchase from the joint account feels like it needs approval.

Fair splits, zero drama

Each partner sets up PayDay on their own pay. Decide together how much goes to joint accounts, shared savings, and personal spending. Then forget about it - PayDay handles every payday automatically.

Proportional contributions

Each partner contributes their agreed percentage to joint expenses. Fair and automatic.

Personal fun money

Your personal spending account is yours. No guilt, no questions, no judgment.

Shared goals together

Holiday fund, house deposit, wedding - both contribute automatically to shared dreams.

Example: couple's setup

Partner A earns $4,200/fortnight, Partner B earns $3,400/fortnight

Partner A's Split ($4,200)

Joint Expenses (55%) $2,310
House Deposit Fund (15%) $630
Personal Spending (30%) $1,260

Partner B's Split ($3,400)

Joint Expenses (55%) $1,870
House Deposit Fund (15%) $510
Personal Spending (30%) $1,020
Combined Joint Contribution $4,180/fortnight
Combined House Deposit $1,140/fortnight

Take the money stress out of your relationship

Join couples across NZ who've simplified their finances with PayDay. Both partners get peace of mind, and you can focus on what matters.

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